XTB Review
Best European PlatformLast reviewed: February 2026
Quick Facts
Min. Deposit
$0
Trading Fees
Commission-free stocks
Spreads
From 0.1 pips
Regulation
FCA, CySEC, KNF, DFSA
Platforms
xStation 5, Mobile App, MetaTrader 4
Instruments
Stocks, ETFs, Forex, Indices, Commodities, Crypto
Pros & Cons
Advantages
- Low forex fees
- Free stock trading
- Great platform
- Educational content
- Local offices
- Fast account opening
Disadvantages
- Limited product portfolio
- High CFD fees
- Limited research tools
Category Scores
Fee Breakdown
| Fee Type | Details |
|---|---|
| Stock Commission | $0 |
| Stock Min. Trade | $1 |
| Options (per contract) | N/A |
| Forex Commission | $0 |
| Forex Spread | From 0.1 pips |
| Crypto Commission | $0 |
| Crypto Spread | From 0.5% |
| Inactivity Fee | $10/month after 1 year |
| Withdrawal Fee | $0 |
| Deposit Fee | $0 |
Platform Features
Account Types
Standard Account
Min. Deposit: $0
- Full access
- Educational tools
- Standard support
Professional Account
Min. Deposit: $100000
- Higher leverage
- Premium support
- Advanced tools
Reviewed by Three Investeers Team · Financial Education Team
Our team of experienced traders and financial educators is dedicated to making investing accessible to everyone. With decades of combined market experience, we provide research-backed insights and unbiased reviews.
How We Review Brokers
Our broker reviews are based on extensive hands-on testing and independent research. We evaluate each broker across multiple criteria including fees, platform usability, available instruments, regulation, customer support, and educational resources. Scores are calculated using a weighted methodology that prioritizes factors most important to each trading category.
Independent reviews — not influenced by broker partnerships
Hands-on testing — we open real accounts to evaluate platforms
Regular updates — reviews are refreshed as brokers change their offerings
Fact-checked — all data verified against official broker sources
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