Charles Schwab Review
Best OverallLast reviewed: February 2026
Quick Facts
Min. Deposit
$0
Trading Fees
$0 for stocks and ETFs
Spreads
Variable
Regulation
SEC, FINRA
Platforms
StreetSmart Edge, Web Trading, Mobile App
Instruments
Stocks, ETFs, Options, Futures, Bonds, Mutual Funds
Pros & Cons
Advantages
- Comprehensive trading platform
- Excellent research tools
- Top-tier customer service
- Wide range of investments
- Commission-free trading
- Physical branch locations
Disadvantages
- Advanced platform learning curve
- No crypto trading
- High futures fees
Category Scores
Fee Breakdown
| Fee Type | Details |
|---|---|
| Stock Commission | $0 |
| Stock Min. Trade | $1 |
| Options (per contract) | $0.65 |
| Forex Commission | N/A |
| Forex Spread | N/A |
| Crypto Commission | N/A |
| Crypto Spread | N/A |
| Inactivity Fee | $0 |
| Withdrawal Fee | $0 |
| Deposit Fee | $0 |
Platform Features
Account Types
Standard Account
Min. Deposit: $0
- All markets
- Research tools
- Mobile trading
Margin Account
Min. Deposit: $2000
- Margin trading
- Short selling
- Advanced features
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Reviewed by Three Investeers Team · Financial Education Team
Our team of experienced traders and financial educators is dedicated to making investing accessible to everyone. With decades of combined market experience, we provide research-backed insights and unbiased reviews.
How We Review Brokers
Our broker reviews are based on extensive hands-on testing and independent research. We evaluate each broker across multiple criteria including fees, platform usability, available instruments, regulation, customer support, and educational resources. Scores are calculated using a weighted methodology that prioritizes factors most important to each trading category.
Independent reviews — not influenced by broker partnerships
Hands-on testing — we open real accounts to evaluate platforms
Regular updates — reviews are refreshed as brokers change their offerings
Fact-checked — all data verified against official broker sources
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